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  • For a solid investment, look to money market accounts

    A money market account is basic part of a balanced portfolio. Here's what you need to know to choose the right money market account for you.

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Money Market Rates

1.19%
Rate
1.20%
APY
$0
Min to earn APY

Advertiser Comments

  • A rate that's 15x better than the national average
  • No minimum balance and no hidden fees
  • Link directly to any existing bank account
1.14%
Rate
1.15%
APY
$0
Min to earn APY

Advertiser Comments

  • 100% U.S. Based Customer Service
  • No monthly minimum balance, no monthly fees
  • Open in Minutes
Ultima Bank
Minimum to earn APY $0
2.02% APY
Rates as of 2017-08-11
Advertiser Comments
SMART Savings Account - for young adults 18 yrs or younger, withdrawals prior to 18th See morebirthday may result in a penalty

Type: Savings

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Dollar Savings Direct
Minimum to earn APY $0
1.40% APY
Rates as of 2017-08-10
Advertiser Comments
Dollar Savings Account - apply online- must have a personal checking account in a US See morebank.

Type: Savings

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BankDirect
Minimum to earn APY $10,000
1.35% APY
Rates as of 2017-08-16
Advertiser Comments
BankDirect Online Money Market - Tier $10,000 and greater

Type: MMA

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ableBanking
Minimum to earn APY $0
1.30% APY
Rates as of 2017-08-16
Advertiser Comments
Money Market Savings - up to 6 withdrawals are permitted per month - apply online See more- a division of Northeast Bank based in Maine

Type: MMA

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UFB Direct
Minimum to earn APY $50,000
1.30% APY
Rates as of 2017-08-11
Advertiser Comments
UFB Premium Savings Account offers a rate of 1.30% APY with interest compounded daily - See moreAPY for balances $50,000 and above - Must be new funds to receive stated rate

Type: Savings

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Sallie Mae Bank
Minimum to earn APY $0
1.30% APY
Rates as of 2017-08-11
Advertiser Comments
Nationwide - Apply online

Type: MMA

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CIT Bank
Minimum to earn APY $1
1.30% APY
Rates as of 2017-08-16
Advertiser Comments
CIT Bank Savings - APY for daily balances $1 to $100,000 - Apply online

Type: Savings

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Salem Five Direct
Minimum to earn APY $0
1.25% APY
Rates as of 2017-08-11
Advertiser Comments
eOne Savings - APY on balances up to $500,000. Companion account to eOne Checking, no See moreminimum balance, no monthly fees, free ATM card, Online applicants only, who do not have existing deposit accounts with Salem Five

Type: Savings

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SFGI Direct
Minimum to earn APY $1
1.21% APY
Rates as of 2017-08-11

Type: Savings

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Popular Direct
Minimum to earn APY $0
1.21% APY
Rates as of 2017-08-11
Advertiser Comments
Popular Direct Savings - $4 monthly fee waived with $500 minimum daily balance

Type: Savings

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EverBank
Minimum to earn APY $0
1.21% APY
Rates as of 2017-08-10
Advertiser Comments
Yield Pledge Money Market - APY for all balances

Type: MMA

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Radius Bank
Minimum to earn APY $2,500
1.20% APY
Rates as of 2017-08-11
Advertiser Comments
Radius High-Yield Savings - APY for balances $2,500 and above - apply online

Type: Savings

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Ally Bank
Minimum to earn APY $0
1.15% APY
Rates as of 2017-08-16
Advertiser Comments
Online Savings - Free online transactions, no monthly fees, no minimums - Apply online See more- Rate collected within: CA

Type: Savings

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American Express
Minimum to earn APY $0
1.15% APY
Rates as of 2017-08-16
Advertiser Comments
High-Yield Savings - Bank by phone or online only.

Type: Savings

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SmartyPig
Minimum to earn APY $10,000
1.15% APY
Rates as of 2017-08-11
Advertiser Comments
SmartyPig Savings - Tier $10,000.01 - $50,000

Type: Savings

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FNBO Direct
Minimum to earn APY $0
1.10% APY
Rates as of 2017-08-11
Advertiser Comments
Online Savings Act - Rated Kiplinger's Best Online Savings Account, no minimums, no monthly fees, See moremanage accounts securely online

Type: Savings

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Capital One 360
Minimum to earn APY $10,000
1.10% APY
Rates as of 2017-08-16
Advertiser Comments
360 Money Market - Tier $10,000 or more

Type: MMA

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SmartyPig
Minimum to earn APY $0
1.05% APY
Rates as of 2017-08-11
Advertiser Comments
SmartyPig Savings - Tier $0.01 - $2,500

Type: Savings

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SmartyPig
Minimum to earn APY $2,500
1.05% APY
Rates as of 2017-08-11
Advertiser Comments
SmartyPig Savings - Tier $2500.01 - $10,000

Type: Savings

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AloStar Bank of Commerce
Minimum to earn APY $0
1.05% APY
Rates as of 2017-08-16
Advertiser Comments
Limit of six transactions per month - apply online

Type: Savings

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Dollar Bank Federal Savings Bank
Minimum to earn APY $0
1.00% APY
Rates as of 2017-08-10
Advertiser Comments
Everything Savings - 1.00% APY on balances $20,000 and below when linked with an See moreEverything Checking Account. The rates require Everything Checking with six qualifying monthly posted payments for example: check, Online Banking bill payment, Telephone Banking bill payment, ACH debit, Point-of-Sale transactions (signature or PIN based).- Open online and mail in forms. Available in Pennsylvania, and Ohio market area. Rate collected within: 15222 (PA)

Type: Savings

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iGOBanking
Minimum to earn APY $0
1.00% APY
Rates as of 2017-08-11
Advertiser Comments
iGO Online Savings

Type: Savings

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Ultima Bank
Minimum to earn APY $1,000
1.00% APY
Rates as of 2017-08-11
Advertiser Comments
UBM Direct Savings Account

Type: Savings

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Biscayne Bank
Minimum to earn APY $1
1.00% APY
Rates as of 2017-08-16
Advertiser Comments
Regular Savings - Maintain $1,000 balance each day and avoid a $25 monthly maintenance fee See more- Miami-Dade County, Florida market area only

Type: Savings

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Main Street Bank
Minimum to earn APY $0
1.00% APY
Rates as of 2017-08-11
Advertiser Comments
Kasasa Saver - Must be linked to a free Kasasa Cash or Kasasa Cash Back See morechecking account - 1.00% APY on balances up to $50,000 - No minimum balances - No monthly service fee

Type: Savings

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Sallie Mae Bank
Minimum to earn APY $0
1.00% APY
Rates as of 2017-08-11
Advertiser Comments
High-Yield Savings - No minimum balance and no monthly service fees - Nationwide - Apply See moreonline

Type: Savings

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MySavingsDirect
Minimum to earn APY $0
1.00% APY
Rates as of 2017-08-11
Advertiser Comments
MySavings Account

Type: Savings

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UFB Direct
Minimum to earn APY $25,000
1.00% APY
Rates as of 2017-08-11
Advertiser Comments
UFB Direct High-Yield Savings - Tier $25,000 and above - No monthly maintenance fee

Type: Savings

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First Internet Bank
Minimum to earn APY $0
0.90% APY
Rates as of 2017-08-11
Advertiser Comments
Money Market Savings - Rate earned on balances from $0 to $250,000 - Transaction limitations See more- apply online

Type: MMA

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The Palladian Private Bank
Minimum to earn APY $0
0.90% APY
Rates as of 2017-08-11
Advertiser Comments
Currently there is a promotional interest rate for Palladian Savings Account which is fixed at See more1.30% for the first six months. After the promotional interest rate ends, the interest rate will be the non-promotional variable interest rate that is offered for Palladian Savings Account at that time (currently 0.90%). There is a minimum initial deposit of $1,000 and maximum initial deposit of $100,000.

Type: Savings

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Chesapeake Bank
Minimum to earn APY $1
0.90% APY
Rates as of 2017-08-02
Advertiser Comments
Clear Sky Savings - Tier $1 - $249,999

Type: Savings

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Ally Bank
Minimum to earn APY $0
0.85% APY
Rates as of 2017-08-16
Advertiser Comments
Money Market Savings Account - All balances - No monthly fees - Apply online See more- Rate collected within: CA

Type: MMA

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Colorado Federal Savings Bank
Minimum to earn APY $2,500
0.85% APY
Rates as of 2017-08-16
Advertiser Comments
High Yield Savings - You may access your funds only through ACH (ACH fee applies)

Type: Savings

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EH National Bank
Minimum to earn APY $100,000
0.85% APY
Rates as of 2017-08-10
Advertiser Comments
Premium Money Market - Tier $100,000 and over

Type: MMA

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EH National Bank
Minimum to earn APY $0
0.81% APY
Rates as of 2017-08-10
Advertiser Comments
Premium Money Market - Tier $0 - $99,999.99

Type: MMA

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Virtual Bank
Minimum to earn APY $0
0.80% APY
Rates as of 2017-08-11
Advertiser Comments
eMoney Market online account

Type: MMA

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Virtual Bank
Minimum to earn APY $10,000
0.80% APY
Rates as of 2017-08-11
Advertiser Comments
eMoney Market online account

Type: MMA

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Virtual Bank
Minimum to earn APY $25,000
0.80% APY
Rates as of 2017-08-11
Advertiser Comments
eMoney Market online account

Type: MMA

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Amboy Direct
Minimum to earn APY $3,000
0.80% APY
Rates as of 2017-08-16
Advertiser Comments
eSavings - Apply online or by mail, offer not available at branches.

Type: Savings

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EH National Bank
Minimum to earn APY $0
0.79% APY
Rates as of 2017-08-10
Advertiser Comments
Personal Savings - Must maintain a $1000 balance to avoid monthly $10 fee

Type: Savings

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Mutual of Omaha Bank
Minimum to earn APY $1,000
0.77% APY
Rates as of 2017-08-11
Advertiser Comments
Online Money Market - Rate/APY for balances from $1,000 - $1,000,000

Type: MMA

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Bank of Internet
Minimum to earn APY $1
0.75% APY
Rates as of 2017-08-16
Advertiser Comments
Money Market Savings Account - No monthly maintenance fees - No minimum monthly balance requirements

Type: MMA

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California First National Bank
Minimum to earn APY $0
0.75% APY
Rates as of 2017-08-16
Advertiser Comments
Money Market Checking - Tier Up to $14,999.99

Type: MMA

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Workers' Credit Union
Minimum to earn APY $50
0.75% APY
Rates as of 2017-08-09
Advertiser Comments
cuSave - Online Savings - Membership is limited to residents of Massachusetts or New Hampshire See moreor those who work for a company that is based in Massachusetts

Type: Savings

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Nationwide Bank
Minimum to earn APY $100,000
0.75% APY
Rates as of 2017-08-11
Advertiser Comments
Tiered Money Market - tier $100,000 - apply online

Type: MMA

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TIAA Direct
Minimum to earn APY $50,000
0.75% APY
Rates as of 2017-08-11
Advertiser Comments
Money Market -Tier $50,000 -$99,999

Type: MMA

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Capital One 360
Minimum to earn APY $0
0.75% APY
Rates as of 2017-08-16
Advertiser Comments
360 Savings Account - No fees - No minimum balance - Online account

Type: Savings

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Century Bank Direct
Minimum to earn APY $0
0.74% APY
Rates as of 2017-08-16
Advertiser Comments
Online MM Rate - Apply online

Type: MMA

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